Fractional CFO Services·Three decades of finance leadership

You have a bookkeeper. You have an accountant once a year. Nobody is deciding what the numbers mean.

We have been running finance functions for three decades. Anywhere else a fractional CFO is one person, and what you get is the limit of what one person can carry. Here you get a named CFO, a named controller and a named backup on every seat — the same people from the first call to the last month. One fixed monthly fee. One invoice.
BOOK A CONVERSATIONSEE WHAT A MONTH LOOKS LIKE
ONE HOURDIRECTLY WITH A PARTNERNOTHING TO PREPARE
Why people call us
01 / 08

Nobody calls when everything is fine.

There is almost always a moment. Pick the one that sounds like yours.

THE SAME TWELVE MONTHSPROFIT · CASH
PROFIT ON PAPER CASH IN THE BANK THE GAP
Your month closes six weeks late, so every decision this quarter was made without it.
What you get
02 / 08

Three named people. Not one person spread across ten clients.

Everywhere else a fractional CFO is one person, and what you get is the limit of what one person can carry. Here your seat is held by three, and the specialists behind them come in at no extra fee.

YOUR CFO
Owns the decisions
Sits in your board meetings, takes your lender’s call, and is the same person in month twenty.
YOUR CONTROLLER
Owns the close
Runs the month, the reconciliations and the control environment.
YOUR BACKUP
Named on day one
Carries your file from the first month and assumes the seat within four business hours of an unplanned absence, or two on the premium standard.
One fixed monthly fee. NO HOURLY BILLING · NO TIMESHEETS · NO SECOND INVOICE
MODELLINGLENDERSTRANSACTIONSSYSTEMSTAXRISK
YOUR SEATCFO
Controller
Backup
MODELLINGLENDERSTRANSACTIONSSYSTEMSTAXRISK

Your CFO brings the specialists in when your month needs them. You never sign a second agreement to get them.

What a month looks like
03 / 08

Every date is a date you can hold us to.

Not “promptly”. Not “shortly after month end”. Days, written into the agreement, with a credit against the fee if one is missed.

ONE MONTH, EVERY MONTHCLOSE · PACK · SESSION
15781015202530
CLOSE & PACK CFO SESSIONORDINARY DAY
DAY 7
The close
Books closed. Same working day, twelve months a year.
DAY 8
The pack
In your hands, written in English, before you ask for it.
WEEKLY
The session
Your CFO, on the two or three decisions that actually need making.
ANY DAY
Inside the hour
Payroll will not run. A payment failed. A lender deadline. Thirty minutes on the premium standard.
AND THIS IS WHAT ARRIVES
BOARD PACKDAY 8
The month, explainedWhat moved, why it moved, and what it means for the next ninety days.
CASH FORECAST13 WEEKS
Thirteen weeks aheadEvery week you can see, updated weekly, so nothing arrives as a surprise.
LENDER PACKAGEON DEMAND
Ready before they askCovenants, headroom and the story behind them, in the form a bank reads.
MARGIN MAPBY CHANNEL
Where the money isProduct by product, customer by customer, site by site. No blended average.
What changed
04 / 08

Three companies this size. What broke, and what changed.

Same shape every time: the industry, the size, why they called, what we did in ninety days, and the one number that moved.

DISTRIBUTION
11%
of a year’s revenue freed out of stock and unpaid invoices
Why they called. Profitable three years running, and still borrowing to make payroll.
What we did. Rebuilt the cash conversion cycle and put a thirteen-week forecast in front of the owner. The overdraft was repaid and closed.
CONSTRUCTION
2.4×
the bonding capacity they had before
Why they called. A surety that had quietly stopped raising the limit.
What we did. Rebuilt work-in-progress reporting and walked the bonding company through it. Three more projects now run at once, with the same crews.
MANUFACTURING
31%
more of what actually earns, from the same plant
Why they called. Two entities, two accountants, and a consolidation the lender no longer believed.
What we did. One consolidated close, and a margin map by product line. No new machine and no new shift.
Who you will be talking to
05 / 08

You will know who is running your finance function before you sign anything.

The person on the first call is the person in the seat. No pitch team, and nobody handed off to afterwards.

YOUR FIRST CALL
Name to come
Partner · Fractional CFO practice
Has run finance for businesses in the industries below. Detail to come.
Industries construction and trades, distribution, manufacturing, hospitality.
Answers the first call personally, and stays in the seat for the engagement.
BOOK AN HOUR WITH THEM
Before you call
06 / 08

Five questions everyone asks. Here are the answers.

Including the one nobody puts on a website.

01Have you done this at a company like mine?
We run finance for owner-managed businesses in the industries below. If we have not run a finance function in your situation, we tell you that on the first call rather than after it.
02Who shows up after I sign?
The CFO and the controller from your first conversation, and a named backup on every seat. The same people are in the seat in month twenty. That is in the engagement letter, not just on this page.
03What do I get every month?
A close finished by the seventh working day, the pack in your hands on the eighth, a session with your CFO every week, and an answer inside the hour when something cannot wait for it, and thirty minutes on the premium standard.
04What does it cost?
One fixed monthly fee, agreed before anything starts and covering the whole seat. What it comes to depends on what the first ninety days have to repair, and it is agreed with you before anything starts. No hourly billing, no timesheets, and no second invoice.
05How do I get out if this is the wrong fit?
Ninety days to start, then month to month on sixty days’ notice. Everything built for you — models, documentation, systems configuration — is yours in editable form from the day it is built, and leaves with you.
Your industry
07 / 08

Every business has a P&L. Almost none break in the same place.

Twelve we know cold, and the one place each of them usually goes wrong. If yours is not here, ask.

Construction & trades
Work in progress
Distribution
Cash stuck in stock
Manufacturing
Standard costing
Hospitality & multi-unit
Unit-level P&L
Professional services
Unbilled time
Transport & fleet
Cost per mile
Property
Debt by entity
Technology
Runway & cohorts
Healthcare groups
Payer mix
Franchise operators
Royalty streams
Consumer & e-commerce
Channel margin
Nonprofit
Restricted funds
THE METHODASSESS · INTEGRATE · EXCEL

We work in three steps. The third one is where our name comes from.

01
assess
We find out what is actually true before we change anything — your accounts, your systems, your close, your controls and your cash position, written down plainly, including the parts you would rather not read.
02
integrate
We are in the room when you decide, not copied in afterwards. Above your bookkeeper, alongside your accountant, in front of your lender.
03
excel
Your margin, your cash and the quality of your numbers get good enough to survive a buyer, a lender or a bad quarter — and to prove it when somebody finally asks.
NAMED FOR THE OUTCOME AND THE PROCESS
The first conversation

One hour on your business. Nothing else on the agenda.

A partner asks what is actually going on, and tells you what we would do about it. You get a straight answer either way.

01
What is actually going on
Where the pressure is right now — cash, a lender, a deal, a board asking questions the reporting cannot answer.
02
What we would do about it
Not a proposal. The two or three things we would move on first, and what changes inside ninety days.
03
Whether we are the right fit
If a fractional CFO is the wrong answer for you, we say so on the call.
BOOK A CONVERSATION SEE WHAT A MONTH LOOKS LIKE
ONE HOUR · DIRECTLY WITH A PARTNER · NOTHING TO PREPARE · UNITED STATES AND CANADA