THE GROUPEIGHT DIVISIONS, ONE STANDARD

One company, eight divisions, and your CFO can reach any of them.

Fractional and group CFO leadership is delivered through XLF·C. Everything else below is the rest of the company standing behind that seat. When a month needs engineering, capital, insurance or a transaction team, your CFO brings it in from inside the group.
XLF
The parent
01 / 08

XL Financial

One platform, one standard and one set of working methods across every division, so a specialist joining your file needs no briefing on how we work.
One standard across everything

The parent sets the working method every division uses: how a close is run, how a pack is written, how a file is handed over, and what a response time means. A specialist who joins your engagement from any arm of the group already works the way your pod works.

That is the whole reason the bench is useful. Bringing in a systems engineer or a capital specialist does not mean briefing a stranger on your business from scratch.

XLF·C
Your seat sits here
02 / 08

Fractional C-Suite

Fractional and group CFO, CEO, COO and CMO leadership placed inside the business. Your lead and the specialist bench belong to this division.
Where your seat sits

Your CFO, your controller, the analysts and the named backup all belong to this division. So do the fractional CEO, COO and CMO seats, for the businesses that need more than finance.

Everything published on this site about the pod, the service standard and the engagement is this division's work. It is the front door.

XLF·I
Capital
03 / 08

invest-EDGE

The investment platform. Capital raising, deployment and portfolio oversight for businesses raising, refinancing or holding assets.
When money has to move

Raising, refinancing, deploying or holding assets. Your CFO leads the conversation and this division supplies the people who do it for a living, so a raise is not run by somebody learning as they go.

Because they sit inside the same group, they read the same record your close produces. Diligence is answered out of the live ledger rather than assembled the week it is asked for.

XLF·S
Risk
04 / 08

XL Shield

Insurance and risk transfer, tested against what a business is genuinely exposed to rather than what it happened to buy at the last renewal.
Exposure, tested rather than assumed

Insurance and risk transfer measured against what your business is genuinely exposed to, not against what happened to be bought at the last renewal.

This matters at the moments finance already owns: a covenant test, a large contract, a new site, a counterparty that has become too large a share of receivables.

XLF·P
Engineering
05 / 08

Proprietary Financial Systems

The engineering arm. Builds the reporting, modeling and data tooling the whole group runs on, which is why your reporting can be rebuilt rather than worked around.
Why your reporting can be rebuilt

The engineering arm builds the reporting, modeling and data tooling the whole group runs on. When your reporting needs to change shape, it gets rebuilt rather than worked around in a spreadsheet.

Everything on the Access page is this division's work, and it is what lets one record serve the board pack, the drill-down and the phone in your pocket.

XLF·RFL
Build
06 / 08

Rapid Framework Labs

Technology build-outs from architecture through to delivery, for the times the honest answer is a system rather than a better process.
When the answer is a system

Technology build-outs from architecture through to delivery, for the times the honest answer is that a better process will not fix it and something has to be built.

Scoped by the CFO who knows what the board needs to see, so the specification is written by somebody who will have to live with the output.

XLF·M
Communication
07 / 08

XL Media

Investor, brand and market-facing work, built on the same numbers the finance seat reports, so what a business says publicly and what it files reconcile.
What you say, and what you file

Investor, brand and market-facing work built on the same numbers the finance seat reports.

The point is reconciliation: what a business says publicly and what it files should be the same story. That is easier when both come out of one record.

XLF·CMTY
Not for sale
08 / 08

XL Community

Financial access and literacy for households the market does not reach. Funded and staffed from inside the group, and the one division no client is ever billed for.
The division nobody is billed for

Financial access and literacy for households the market does not reach. Funded and staffed from inside the group.

No client is ever billed for it, and no engagement subsidizes it. It is listed here because it is part of the group, not because it is for sale.

What Happens Next

You only ever deal with one of these. The rest arrive when your CFO needs them.

Your seat sits in the fractional C-suite division, and everything else in the group is behind it at no change to the fee. One hour on your business with the CFO who would hold that seat, and a written note back within two working days.
ONE HOUR · NO CHARGE · A WRITTEN NOTE BACK WITHIN TWO WORKING DAYS
ONE INVOICEWhatever the group brings to your engagement, the fee does not move.
ONE STANDARDThe same working method and the same response times in every division.
ONE RECORDSpecialists read the ledger your close produces rather than a summary of it.
ONE LEADYour CFO stays the person accountable, whoever is brought in behind them.

05Services

Planning and forecastingReporting, KPIs and the boardCash, treasury and working capitalControls, systems and the closeDebt and lendersEquity and investorsTransactionsValue, exit and successionPricing, margin and unit economicsTax coordination and incentivesCross-border and multi-entityCompensation and the finance teamRisk, fraud and crisisCapital allocation and investment appraisalTurnaround and profit improvementTechnical accounting and revenue recognitionGovernance and stakeholders